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1st Steps to Success introduces money management skills to middle school students. Each student receives an occupation and a checkbook. They are required to visit each area – banking, housing, utilities, technology, groceries, transportation and entertainment and make purchasing decisions. In the midst of it they are dealt a Fate/Chance card which either has a negative or positive money consequence. Children learn how to write checks, balance a checkbook, budget and plan for the unexpected during this real life simulation.