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Amanda Page is student-loan-free, but it was far from an easy road. She earned a master of fine arts degree from the University of Alabama and left there in 2004 with $48,500 in federal student loans from her graduate and undergraduate studies. Before defending her thesis, she consolidated her loans and signed up for the Department of Education’s graduated repayment plan, which lowered her initial payment amount.
Ten years later, after deferring her loans for a time, she realized that she’d paid off less than $1,000 of her total balance. She decided to get serious about her debt. She started a blog called Dream Beyond Debt to keep herself accountable to her goal. After 14 months of hard work, she was free of her loans.