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The average homeowner pays nearly $1,100 a year for home insurance, according to the latest data from the Insurance Information Institute. That’s money well spent — your rate pales in comparison to what it would cost to rebuild your house and replace your belongings after a disaster. But it’s good to know whether you might be able to trim costs.
Here are seven ways to save on homeowners insurance and get the protection you need at a more budget-friendly price.