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By themselves, jigsaw puzzle pieces don’t mean much. They’re nothing but a blur of color and befuddling shapes. But organize them properly, keep your eye on the big picture, and you can fit them together to create something amazing. Financial planning works the same way. When you’re first starting out, you probably have a smattering of financial pieces: a bit of savings here, a little investment there. When it comes to making those pieces work together, it’s easy to get overwhelmed, especially if you aren’t sure how to organize them, or what the big picture looks like.