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You probably don’t need a survey or statistic to alert you that ATM fees are higher than ever. But in case you do: Earlier this month, Bankrate.com released a survey of 25 banks in large cities, which concluded that the average cost of using an out-of-network ATM is now $4.52, a record. While there may be valid reasons for higher fees, that doesn’t mean you have to help shoulder those costs. If you are tired of being hosed by ATM fees, try these strategies.