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Start by making a list of all your bills: utility companies, credit cards, rent or mortgage, and any other loans. This will help you keep track of them and can serve as a checklist each month to be sure you don’t miss any payments.
Next, make sure you have a dedicated place where you organize your bills—one place for paper bills that come in the mail and a folder on your computer, or in your email, for digital statements.
If you are behind in your payments, it can be tempting to avoid opening your bills. Fight that temptation—you don’t want to be surprised by late fees or additional payments due.